Visa Credit Cards


If you need to report a lost or stolen Credit Card, dial (800) 883-0131

Personal Visa Credit Card


Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.
 
  • Cash Rewards Platinum Visa - Earn 1% cash back on all net purchases.3 
  • Platinum Edition Visa - No penalty APR and competitive rates.*
 
Enjoy the following features with all of the above options:
  • Competitive Rates*
  • View Your FICO® Score for Free1
  • Cell Phone Protection2
  • Fraud Monitoring with Email and Text Fraud Alerts
  • Mobile Payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
 
 
Secured Credit Card*
 
Our Secured Credit Card* is the perfect solution if you are looking to build or re-build your credit. It works like any other credit card except it requires a security deposit which is held as collateral for your account.
 
Plus, you receive these great benefits.
  • Graduation Eligibility4: With responsible use, you may become eligible for graduation to an Unsecured Credit Card in as little as 13 months4.
  • Free FICO® Score1
  • Fraud Monitoring & Zero Fraud Liability
  • Text & Email Fraud Alerts
  • Mobile Payments
  • 24/7, U.S.-based Customer Service
  • Financial Education
 
Manage Your Credit Card Online at www.MyCardStatement.com
 
cRewards® Platinum Clients (no longer offered) - Access My cRewards! 

* See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

1 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated quarterly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
 
2 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
 
3 Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.
 
4 In as little as 13 months of responsible use, you become eligible for an account review for graduation to an unsecured credit card. In order to graduate, you must make on-time payments, spend within your credit limit, have a credit score of at least 660, and have no delinquencies in 12 months. If your account becomes 30 days delinquent, we will close the account and use your security deposit to pay any outstanding balances. Any remaining funds will be returned to you within 90 days of account closing.

Visa Business Credit Card

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Keep your business spending separate from your personal with our business credit cards.

  • Employee cards at no extra cost
  • Transaction Reporting
  • Credit Line Sharing & Consolidated Statements
  • Mobile Payments
  • Email and Text Fraud Alerts
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance1
  • Personal service from people you know

Choose the option that is best for your business.
 
  • Business Cash Rewards Visa Credit Card - Earn 1% cash back on all net purchases.2
  • Company Rewards Visa Charge Card - Intended for large corporations, non-profits and municipalities. No annual fee. Pay-in-full account.**

* See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are issued by TCM Bank, N.A. Subject to credit approval
 
** See the card application’s Terms and Conditions for current terms, rates and fees.
 
1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
 
2 To access rewards, your account must be open and in good standing. This card is issued by TCM Bank, N.A. Subject to credit approval.